Extreme Weather Events and Spiraling Debt: A Double Whammy for Bangladeshis Affected by Climate Change.

This study explores how people living in different areas of Bangladesh prone to extreme weather events (EWEs) in the form of floods, cyclones, or droughts perceive climate change, the impacts they suffer in the face of EWEs, and how they cope with their consequences. Qualitative data was collected through in-depth interviews with 73 respondents from three different areas of Bangladesh and subsequently analyzed. The results show that there are similarities and differences between respondents from regions with different vulnerabilities in terms of their views and perceptions about what climate change is its causes, the consequences of EWEs, and the strategies they adopt to cope with their effects. Respondents understood climate change based on their own local experiences of climate change and EWEs. A main finding is that people in all three areas are driven to borrow money in the face of these events as a survival strategy and to be able to continue to support their families. As the climate is set to change rapidly and EWEs to occur more frequently and regularly, it will become routine for those most vulnerable to them to have to cope and live with their impacts. Increased reliance on borrowing risks leading to a debt spiral for already vulnerable people. They are thus subject to a "double whammy": on the one hand the direct effects of climate change and EWEs on their lives and livelihoods and on the other getting caught in a debt spiral sparked by times of crisis.