TO PREDICT OR PREPARE? THAT IS THE QUESTION FOR 2016 AND BEYOND.

For global stock market investors, the news from 2015 and the early part of 2016 has been marked by periods of unsettling volatility and decline. In December, global stock markets virtually all weakened to make 2015 a negative year for the majority of stock investors, capping off another year of historically low interest rates and sluggish economic numbers globally.